June 16, 2009

An Expensive Lesson

Posted in Uncategorized tagged , , , at 12:47 pm by sillydreamer

I am 40 years old so you would think I know not to assume things, right?  Wrong!  The only defense I have is that thankfully we have been very blessed to be healthy and therefore I am not insurance savvy.

One of my daughter’s has been having some tummy issues for awhile so we took her in to see our family physician.  He in turn refers her to another Dr. who orders a colonoscopy.  The first thing they always do is check your insurance.  Yes, we take it and this is what your copay is.  We schedule the procedure and again we are told it’s accepted and here is what your copay is.

I need to stop and commend my daughter on what a little trooper she was for the whole thing.  The procedure itself wasn’t bad at all, it’s the prep for it.  First of all she could only have liquids the day before.  That was terrible but she never once complained she was hungry.  I would have complained so much I probably would have been sick of the sound of my own voice but she was awesome.  Then she had to down all that nasty medicine.  Again, not a word of complaint.

So the insurance bills have been trickeling  in with no problems until yesterday.  There was a pending status on a pretty steep one so hubby got on the phone to ask some questions.   Turns out that yes, the Dr accepted our insurance but he wasn’t an in network provider, nor was the facility that the procedure was perfored in.  We blindly assumed that he was because our Dr had referred us to him.  Of course  in hindsight it makes perfect sense to question that but at the time we never gave it a thought.  The difference for us could mean a few thousand dollars instead of less than $200 as we were led to believe.  Pretty expensive lesson, huh.

My daughter is doing better.  The Dr believes she has irritable bowel syndrome with constipation so he put her on a medicine that seems to be helping so this is a good thing.  You can’t put a price on your health, period.  It doesn’t matter what it costs us, we will pay it and be thankful that is all that is wrong with her but it would have been nice to do this over and ask a simple question first and not just assume that a copay is all that is owed.  I hope my mistake saves someone some pennies 🙂

June 12, 2009

It’s Been Awhile

Posted in Uncategorized tagged , , , , , at 4:31 pm by sillydreamer

twinsI can’t believe I haven’t posted since the end of April!   How can that be?  Life has just been rolling on by.  Oldest daughter has graduated high school.  She is enrolled in a local college here in town and has already started taking one class online.   We are thrilled that she has  a plan and is pursuing it!  grad 

We are also very thrilled that Heather and Holly passed their last year of TAKS in school so NO MORE TAKS for us.  If you aren’t from Texas you won’t understand the stress relief this is.  You can be a straigh A student, not pass the TAKS test and not be able to graduate from high school so this is great news for us.  Heather didn’t pass the math part last year so we were a little worried.  Not only did she pass the math this year, she was commended lol.  Yay!!! 

Hubby has started a new job that will be better fit for him and closer to the amount of money he was making before so this is a good thing for all of us.  The only drawback is that it’s over an hour away, which I know for most people that’s nothing but it will be an adjustment for him because he’s always worked within 15 minutes of his job.  We are just very thankful that he was hired with this company, no matter where it is! 

 dannyandgirlsBy the way, Heather is in the red shirt and Holly in the black and white.

 

My daycare is doing well.  I have the same two little boys but my little baby girl is spending the summer with her Mom, who is a school nurse, but she will be back in the fall.  I know this because she is paying to hold her spot so that is a blessing for me.  I am watching another 3 year old boy a couple of days a week which is also a blessing because it gives my current 3 year old a playmate.

On a sad note I found out last week that my younger brother passed away from melanoma.  I really don’t have any other details than that because we weren’t close and hadn’t spoken to each other in more than 15 years.  No hard feelings or anything, we just didn’t have a typical brother/sister relationship.   We hadn’t lived in the same house since I was about 9 and once I was 16 he moved away and we had next to no contact with each other through the years.  However I was sad to hear of his passing, especially given the fact he was only 36 years old.

So that’s my life as of late.  I’ve got a few quilting projects I am working on but nothing really to share yet.  I’m hoping to find some time to get something, anything finished lol!

February 11, 2009

It takes all kinds

Posted in Uncategorized tagged , , , , at 2:33 pm by sillydreamer

Last night was our annual home owner’s association meeting where we are given an accounting of where our money is going.   We are very new to this game so our plan is to just sit back, listen and watch.   There were 5 couples, including us and 3 individuals that attended.  Quite a bit of griping about this and that but whatever.  It is our money and we are entitled to that.

However.

At the end of the meeting it was kind of an open floor type thing where the personal issues are addressed……basketball goals being left on the sidewalk, people parking and blocking a portion of the sidewalk, trash being left in the park, and people building sheds and other structures before getting permission.  Blah, blah.  Again, we do have the right to say something if it violates our by laws.  The thing that really got me was a lady raised her hand and said that her neighbor has a wooden swingset/fort in her backyard that is supposed to have a canopy on it and there wasn’t one there and she wanted to know what could be done about that.

:-O

Really??  Of all the woes in the world, this canopy-less wooden fort is causing you grief?  What I wouldn’t give to live your uncomplicated life and that be my only worry!  LOL!  I just looked and my husband and shook my head and told him this was probably my last HOA meeting and I could see why the turn out was so low to begin with.   I guess it takes all kinds to make this world go ’round but my goodness……get a grip!

February 3, 2009

Busy body

Posted in Uncategorized tagged , , , , , , at 4:06 pm by sillydreamer

My new baby (8 weeks) started today and she’s so stinking cute!  She is presently napping, as is the 6 month old, so I just have about a second of free time 🙂  We are all getting to know each other and A, the 6 month old, just keeps looking and looking at her as if to say, “um, who are you and why are you here?  I am the baby. ”  So very cute.  I’m a little rusty on two little ones and a 3 year old I guess because I am feeling very busy this morning lol. 

A good friend of mine called me last night and was filling me in on her 17 year old daughter leaving home.  Aigh!  My twins and her daughter have been good friends since 6th grade so we are all close and I feel badly for what they are going through.  I’m sure the daughter will be home today but still….just the conflict.  She kept asking me what I would do in that situation and all I could honestly say was I don’t know.  She said she wanted to go get her and bring her home but also wanted to stick it out and see what her daughter was going to do.  It’s very easy to say what you would do or how you would handle something but unless you are in those shoes how do you know?   I just told her I was here to talk if she needed me.  Thankfully we haven’t had to deal with that particular problem yet.

I hear A calling me so I’m outta here.  Have a wonderful day 🙂

January 28, 2009

“Brrr”, said the naughty dog

Posted in Uncategorized tagged , , , at 4:44 pm by sillydreamer

img001461

See the black and brown dog on top of the yellow dog? That’s Lucy. The yellow dog she is laying on, because it’s too cold to lay on the ground, is Nina. See all the white fluff scattered around their kennel? That’s the blanket that was put inside their dog house to help keep them warm. Want to know why it’s shredded in a million pieces? That’s because of Lucy. Want to know why this picture is so crappy? That’s because my rechargeable batteries for my camera no longer hold a charge and I had to use my Blackberry to take this.

Let me tell you about these dogs. Nina, a lab and chow mix, was rescued from our local pound. She was already about 6 months and very, very close to being put down because she had been there so long. Danny took the girls down to pick out a dog and when they let her out to be seen, Danny said she ran and ran around in circles, so happy to be out of that cage. She is the BEST dog in the world. She’s sweet and loving, never chews up anything and never barks. She can bark but she chooses not to I guess. We’ve had her about 9 years and I could probably count on one hand the number of times I’ve heard her bark.

Then there’s Lucy.

Lucy is a beagle, cocker spaniel mix that I bought from a pet store. I love her and I can honestly say I am probably the only person in this whole world that does. She is so cute and loves me too. If my husband had his way about it, that dog would be so gone though! She’s a chewer. She’s chewed up every toy or shoe that’s ever been left out. She’s also a digger and that’s what really ticks Danny off. This dog digs like crazy. I really thought she would outgrow it but she’s almost 4 now so I don’t think that’s an option.  

I sometimes wonder what Nina thinks about Lucy lol.  I know they love each other but I wonder if Nina gets as frustrated with that naughty dog as we do sometimes.  Like now for instance, instead of having a warm blanket to lay on in the doghouse, it’s in a million pieces on the ground.  That’s the wonderful thing about Nina, she just goes with the flow 🙂  There’s wonderful things about the naughty dog too but it’s hard to think of them sometimes.  Oh well, she’s mine and I’ll just keep on loving her naughty little butt.

January 23, 2009

I’m It!

Posted in Uncategorized tagged , , , , , at 6:56 pm by sillydreamer

I found this on Beckie’s site and decided to play along.

THE RULES

1.Go to your Picture Folder on your computer or wherever you store your pictures.

2.Go to the 6th Folder, then pick the 6th picture in that folder.

3.Post that picture on your blog and the story that goes along with the picture.

4.Tag 6 other peoples that you know or don’t know to do the same thing and leave a comment on their blog or an e-mail letting them know you chose them.

rachelAre you blind from looking at my blurry picture yet?  LOL!  This is actually has a cool story to share so even though it’s blurry and the colors are awful, I’m glad it was in the right spot.  The girl in the skirt walking with the pole is my oldest daughter Haley’s best friend.  This was taken last April at drill team tryouts.  Rachel was the lietenent on the squad and was passing her pole down to the new lietenent.  When you are trying out for an officer spot not only do you have to do all the normal tryout stuff, you do lots of interviews and self analysis, etc.  It’s a very tense process for the girls.  On the day of the tryouts all the regular line members are posted and then the officer ceremony is held afterwards in the gym (which explains the crap lighting).  All the potential candidates line in in a row and the the reigning officer is handed an envelope with the new officer’s name written inside.  She walks up and down the line of girls giving hints as to who will get the pole.  For example, this girl has a beautiful smile, this girl has a funny laugh, I love this girl’s sense of style and narrowing it down from there.  Personally I would hate it if I were waiting to find out if I got the spot or not, but that’s just me.  It’s a big deal and has been done this way for as long as I can remember.  My daughter Haley tried out and as luck would have it, Rachel got to hand her pole down to her.  I was very sweet and a special moment that those two will cherish forever.  So that’s my story 🙂

I hate tagging people so if you want to join in, be my guest.

January 13, 2009

I’m so lame

Posted in Uncategorized tagged , , , at 5:26 pm by sillydreamer

It’s really cold here today.  That has absolutely nothing to do with the fact that I am lame, I just wanted to share that with you.  You know I don’t like cold weather so I just had to comment on that.

I’m sure I have mentioned the fact already about how I don’t like to say anything negative about a book that I’ve read for fear the author is going to read it and have their feelings hurt.  I k now that sounds lame but it’s true and I have actually given a book review here and the author left me a comment.  Thankfully it was a book that I had nothing negative to say or I would have died of shame for saying something to make someone feel bad!  I would never make it as a critic, would I?

Last night I got a friend request on MySpace so I clicked on it to see who it was.  There is a new show on VH1, Confessions of a Teen Age Idol, and it was one of the cast members, Billy something, that has a new CD coming out.  On impulse I just clicked deny and went on surfing, etc.  I immediately started feeling that gnawing feeling that I’ve been mean to someone.  That stupid feeling stayed with me the rest of the night and it was the first thing I thought of this morning.  So now I am going to have to go and track this person’s page down and send HIM a friend request to make it go away!  Now THAT is the epitome of lameness I think!

January 2, 2009

2008 Recap

Posted in Uncategorized tagged , , at 7:41 pm by sillydreamer

2008 was quite a year for us indeed and turned out much differently than I ever thought it would. That’s not a bad thing, just lots of unexpected things happened but what’s that saying, “life is what happens when you are busy making plans.” LOL!

If you had told me a year ago I would be selling my house and moving, I would have laughed in your face. Moving was not even a thought in my head but out of the blue, it happened. There was lots of bumps and lumps along the way but we are here and life is good. I loved my other house a lot, but it was time to go and after lots of thought and prayers on what to do, we plowed ahead and are settled in nicely. I know this was the right thing for us.

We certainly didn’t expect hubby to be laid off a week after we closed on this house but life happens. We still don’t know what’s going to happen but for now we are being told he will return to his job so that’s what we are hoping for. This has been our biggest upset and challenge but we’re managing ok. I have to admit that our spirits get low and we do worry about what will happen but there is zero that we can do about it so we try and roll with the punches. We are healthy and have a roof over our heads so there’s not much more to ask for. In the end, it’s all going to work out exactly as it was supposed to.

I didn’t expect to lose my little J and K from my daycare this year either but it happened. They get to stay home with their Mommy so that is a wonderful thing for them and I am truly happy that it worked out for them. I miss them lots though. I’ve added little baby A, who is H’s brother so I have one more spot to fill. Now that things have calmed down after the move, I need to run an ad. I’m very nervous about that because I’ve never, ever had to do that before. I have always filled all my spots from word of mouth and ended up with great families. Wish me luck in that area please 🙂

Life just rolls on with three teen agers in the house. Haley will turn 18 in less than a week!!! I can’t believe that at all. She got her license this past year and we bought her a car so she’s on the go as much as she can be. I’m ready to see her get a job and start paying for some of the upkeep but that would be a post for a different day. In a few short months she will graduate from high school and has made plans to attend a community college in the fall. It’s time for her to sprout her little wings and fly! Of course I have mixed feelings about it but what Mother doesn’t?

Heather and Holly are just Heather and Holly! They will turn 17 in a little more than a week and that too is unbelievable! I’m also looking forward to seeing a little more personal responsibility from them. It blows my mind that these girls have never had jobs. By the time I was their age I was working two part time jobs and going to school but again, a post for another day. We did learn our lesson from Haley and there will be no driver’s license or a car until they get a job and put up a little of their own money lol. I always felt that because I did have so much responsibility at an early age that I wanted my kids to just enjoy their teen age years but now I’m afraid that I’ve let them down by not making them a little more responsible. Wouldn’t it be nice to just know all the answers when it comes to parenting?

So that was my 2008. There were highs and lows for us, just like everyone else, but it all turned out ok. I hope 2009 brings much happiness and blessings to your families and mine too.

December 26, 2008

On with the show

Posted in Uncategorized tagged , , , at 4:26 pm by sillydreamer

I hope everyone had a great Christmas. We did things a little differently this year. We took the girls shopping so they picked out their own clothes and then I bought just a couple of small gifts for them to open Christmas morning. I had very mixed feelings about doing it this way but in the end, everyone was happy and I don’t have to worry about exchanging for different colors or sizes. Christmas morning was a little bit of a let down as it took about a minute to open their gifts and look in their stockings. I guess I just have to face the fact that they are getting older….

Yesterday we had a house full and it was great. Including my family, there was 7 adults, 3 teen agers and 7 kids. It was loud, chaotic and happy! My nephew has twin boys who are 17 months old and they are just the cutest things so that was lots of fun. We laughed, ate and hung out for a few hours and since it was a nice day, the kids ran between my house and the park area across the street. All in all, I think everyone had a good time.

After everyone left, I took all my Christmas decorations off the tree and down from around the house. That’s my tradition so of course I had to stick to it. I didn’t take the tree down until this morning so it’s sitting here behind me, waiting to be taken up to the attic. Now it’s time to start putting my pictures and things on the walls so this house will look like home. When we moved in almost two weeks ago I didn’t bother doing that because I knew I would be putting my Christmas stuff out so now it’s time to get on with the show. Danny is going to start building the shelving in my closet so everything is coming together nicely.

December 22, 2008

Done!

Posted in Uncategorized tagged , , , , at 6:00 pm by sillydreamer

I unpacked the last box yesterday!!!!! Granted, some things went back into boxes marked “garage sale” but my goal was to get all the boxes unpacked and decide what to keep and what to purge so I feel happy to have reached my goal 🙂 🙂 I still have to decide permanent places for things and wonderful hubby is going to build me some shelving in the closet and then some for himself in the garage but for the most part, we are all settled in and that’s a good feeling. Now I can get back to quilting 🙂

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